Should you take action if your investments underperform?
Investment markets in 2018 saw the return of volatility. A range of factors, from Brexit to US trade policy influenced how well stocks and shares performed. For some people, it means investments may not have delivered the return expected. A glance at returns that are below projections can naturally lead to the feeling that something
The impact of investment performance on your pension
Over the last year, the investment markets have experienced volatility. But what does this mean for your pension savings and should action be taken? Whether you have a Workplace Pension or are paying into a Personal Pension, you may have experienced the performance changing dramatically over the last 12 months. The value of the money
Why are Final Salary pension transfers increasing?
More retirees with a Final Salary pension are choosing to take their money out of schemes and transfer into a Defined Contribution (DC) scheme instead. But why are they choosing to give up an income that’s guaranteed for life? A Final Salary pension, also known as a Defined Benefit pension, pays a pre-defined amount on
Seven New Year resolutions to improve your financial security
New Year is just around the corner, and what better time to make a commitment to improving your financial security in the future. Making a few financial changes next year could improve your finances in 2019 and beyond. A New Year’s resolution that turns into a good money habit can set you on the right
Balancing retirement savings with home ownership aspirations is crucial
Workers are struggling to balance their short, medium and long-term goals. Many are failing to put enough money away for their retirement as a result of focusing on homeownership. It’s not just the younger generation that’s being affected either, and it could mean more people will struggle financially in their later years. With a focus
